Terms of Service
Last Updated: June 8, 2026
1. Acceptance of Terms
By accessing or using StefanFurcoi.com (the "Site"), you acknowledge that you have read, understood, and agree to be bound by these Terms of Service (the "Terms").
These Terms govern your use of the Site and any services, content, or materials provided through it.
If you do not agree to these Terms, you must not use the Site.
2. About the Site
The Site is operated by Stefan Furcoi Marketing ("we," "us," or "our") and provides information and services related to fintech, Web3, and marketing growth.
The Site may offer:
- Educational materials
- Marketing services
- Training courses
- Other content designed to help users grow their projects
Nothing on the Site constitutes legal, financial, investment, or tax advice. Please see the Disclaimer for details.
3. Eligibility
You must be at least 18 years of age, or the age of majority in your jurisdiction, to use the Site.
By using the Site, you represent and warrant that you have the right, authority, and capacity to agree to and abide by these Terms.
4. Changes to the Terms
We may modify these Terms at any time to reflect changes in our practices, legal requirements, or services.
When we make material changes, we will update the "Last Updated" date at the top of this document and, when required by law, provide advance notice.
Your continued use of the Site after any update constitutes your acceptance of the revised Terms.
5. Accounts
If you create an account on the Site, you are solely responsible for maintaining the confidentiality of your account credentials and ensuring that all information you provide is accurate and up to date.
You are responsible for all activities that occur under your account.
We reserve the right to suspend or terminate your account if you use the Site in violation of these Terms or any applicable law.
6. Intellectual Property
All content on the Site, including text, graphics, logos, videos, and software, is owned by or licensed to us and is protected by intellectual property laws.
You may not copy, reproduce, distribute, transmit, display, or create derivative works of any content on the Site without our prior written permission, except as otherwise permitted by these Terms.
7. User Content
If the Site allows users to submit content, such as comments or testimonials, you grant us a non-exclusive, royalty-free, worldwide licence to use, reproduce, modify, and display that content on the Site and in our marketing materials.
You are solely responsible for any content you submit and warrant that you have all rights necessary to grant this licence.
8. Prohibited Conduct
You agree not to engage in any activity that could harm the Site or other users, including:
- Violating any applicable law
- Uploading viruses or malicious code
- Harvesting or collecting personal data
- Using automated scripts or bots
- Engaging in harassment, impersonation, or fraudulent behaviour
We may monitor and remove content or suspend access if we determine that these Terms have been violated.
9. Third-Party Links and Content
The Site may contain links to third-party websites or services that we do not own or control.
We are not responsible for the content, policies, or practices of any third party.
Linking to or referencing a third party does not constitute our endorsement.
Your interactions with third-party websites are solely between you and the third party. We encourage you to review the terms and privacy policies of any third-party site you visit.
10. Third-Party Goods and Services
The Site may offer goods and services from third parties.
We do not guarantee the quality or accuracy of any third-party goods or services made available through the Site.
11. No Reliance and No Advice
The Site and its content are provided for general informational purposes only and do not constitute legal, financial, investment, or tax advice.
You should not rely on the Site for making decisions about your finances or investments.
Any reliance you place on the information is at your own risk.
Consult appropriate professional advisers before acting on any information from the Site.
12. Disclaimer of Warranties
The Site and all content and services are provided "as is" and "as available" without any warranties of any kind, either express or implied.
We do not guarantee that the Site will always be safe, secure, or error-free, or that the information provided is complete or up to date.
To the fullest extent permitted by law, we disclaim all warranties, including implied warranties of:
- Merchantability
- Fitness for a particular purpose
- Non-infringement
- Accuracy
13. Limitation of Liability
To the fullest extent permitted by law, Stefan Furcoi Marketing, its directors, officers, employees, and agents will not be liable for any indirect, incidental, special, consequential, or punitive damages, including lost profits, data, or goodwill, arising out of or in connection with your use of the Site.
In jurisdictions where such limitations are not permitted, our liability will be limited to the maximum extent permitted by law.
14. Indemnification
You agree to indemnify, defend, and hold harmless Stefan Furcoi Marketing and its directors, officers, employees, and agents from and against any claims, liabilities, damages, losses, and expenses, including reasonable legal fees, arising out of or relating to your use of the Site or your violation of these Terms.
15. Governing Law and Dispute Resolution
These Terms are governed by the laws of the Province of Alberta, Canada, and the federal laws of Canada applicable therein, without regard to conflict-of-law principles.
For residents of the United States, these Terms are additionally governed by the laws of the State of Delaware to the extent U.S. law is applicable.
You agree that any dispute arising under these Terms will be resolved exclusively through binding arbitration or in small-claims court, except that either party may seek injunctive relief in a court of competent jurisdiction.
The United Nations Convention on Contracts for the International Sale of Goods does not apply to these Terms.
16. International Users
The Site is controlled and operated from Canada.
If you access the Site from outside Canada, you are responsible for compliance with local laws.
Your personal information may be transferred to servers located in the United States or other jurisdictions.
17. Entire Agreement and Severability
These Terms constitute the entire agreement between you and Stefan Furcoi Marketing regarding the Site and supersede all prior agreements.
If any provision of these Terms is found to be invalid or unenforceable, that provision will be severed and the remainder of the Terms will remain in full force.
18. Waiver
Our failure to enforce any right or provision of these Terms will not be considered a waiver of those rights.
19. Contact Us
If you have questions about these Terms, please contact us at:
Email: [email protected]
You may also contact us through the website’s contact form.